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Running the Numbers on Sapphire Preferred vs Reserve

Nov 22 2017

About a week ago I suggested that the Chase Sapphire Preferred Card wasn’t just the best card to get started in miles and points, but it was better for many people even than Sapphire Reserve.

That’s because the signup bonus is better (both offer 50,000 points after $4000 spend within 3 months, but Sapphire Preferred also offers 5000 bonus points for adding a no annual fee authorized to the account) and because the annual fee is much lower ($0 the first year then $95 for Sapphire Preferred vs $450 a year for Sapphire Reserve).

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